Effective Date: 01 January 2026

1. Introduction

Welcome to XPACT Financials. By accessing or using our website https://xpact.co.uk, you agree to be bound by these Terms of Service.

2. Our Services

We provide accounting, financial management, taxation, and advisory services. Specific services are governed by separate engagement agreements.

3. Website Use

• Use the website for lawful purposes only
• Do not misuse, disrupt, or attempt unauthorised access
• Do not submit false or misleading information

4. Professional Disclaimer

Website content is for general information only and does not constitute legal, tax, or financial advice.

5. Intellectual Property

All content, branding, and materials belong to XPACT Financials and may not be copied without written permission.

6. Limitation of Liability

We are not liable for losses arising from reliance on website content, technical issues, or third-party links.

7. Third-Party Links

External links are provided for convenience. We are not responsible for their content or policies.

8. Changes to Terms

We may update these Terms at any time. Continued use of the website indicates acceptance of the revised terms.

9. Governing Law

These Terms are governed by the laws of England and Wales.

10. Contact Information

Email: info@xpact.co.uk
Address: 3 Waterhouse Square, Chancery Lane, London EC1N 2SW